Welcome to Cheap Car Insurance
Illinois Car Insurance Article
This is a selection made from among articles on Illinois Car Insurance. For a permanent link to this article, or to bookmark it for future reading, click here.
How To Handle Car Insurance Claims
from:Having a car accident is one of life's least pleasant moments and your day is about to get worse. Now you need to call your insurance company and file a claim. Many people are apprehensive about filing car insurance claims because of all of the horror stories they have heard over the years, such as your premium rate will skyrocket if you ever have to file a claim or that the insurance company will do everything in their power not to pay. Never fear. If you have chosen a reputable company to do business with, they will do their best to make the car insurance claims process as quick and painless as possible.
Know What Your Policy Covers
The first step in submitting car insurance claims is to know what your policies cover. If you submit a claim for an item that is not covered by your policy, the claim will be rejected and you will have to pay those costs out of pocket. If you have any questions about the policy or what is covers, call your insurance agent and ask them to explain it to you. You should review your car insurance claims information periodically to keep your self up to date in case of an accident.
Exchange Information With The Other Driver
Another important step in filing car insurance claims is to exchange information with the other driver involved in the accident. Each party involved in the accident should get the full name, address, phone number, insurance company, and insurance company's phone number of the other party.
Jotting down the license plate number of the other car may be a good idea as well. This will help you identify the other party to your insurance company when filing your claim. It will also help to obtain an accident report from the police to assist in the car insurance claims process.
Contact Your Car Insurance Company's Claims Division
The last step in filing car insurance claims is to contact the insurance company you have a policy with directly and let them know that you've had an accident. Different companies have different procedures for filing claims, so you may have to review your policy or contact general information at the insurance company to find out what to do.
A claims adjuster will determine who was at fault and who should be held responsible for the cost of repairing the vehicles. Filing car insurance claims are no fun but they are better than the alternative of paying the total cost of repairs out of your own pocket.
Illinois Car Insurance Specific links
Find a Lower Auto Insurance Rate
- Find and Compare Local Auto Insurance Quotes and Lower Your Payments Today!
-- http://www.ypresults2.lycos.com/
Farewell Dubya
- As we bid adieu to the 43rd President of the United States, here's a look back at the humor he inspired.
-- http://www.atom.com/
Watch Funny Videos!
- Click here to see funny videos, pictures, jokes, commercials, and more funny stuff from Comedy.com.
-- http://www.comedy.com/
Free tech talk and gadget review video!
- Watch GeekBrief with Cali Lewis right now!
-- http://www.geekbrief.mevio.com/
Watch Free Videos At Mevio!
- Tons of Free Videos, Only At Mevio.com
-- http://www.mevio.com/
Illinois Car Insurance News
Stack takes insurance class certification under advisement - St. Clair Record
Stack takes insurance class certification under advisement St. Clair Record, IL - Lakin also said he is seeking an Illinois-only certification on the consumer fraud question. Shipley seeks to certify a class of all persons or licensed ... |
Big Three get more time to make case - Seattle Times
Big Three get more time to make case Seattle Times, United States - ... of regular benefits in high-unemployment states, including California, Illinois, Washington and others with an unemployment rate of 6 percent or more. ... |
Beltway Roundup: Almost nothing happens during lame duck session - MyWebTimes.com
Beltway Roundup: Almost nothing happens during lame duck session MyWebTimes.com, IL - Jerry Costello, D-Belleville, and Democratic Illinois Gov. Rod Blagojevich, met Thursday with the FutureGen Alliance to reiterate their common support for ... |
What's to Be Done about the Auto Industry? - Monthly Review
 KIDK | What's to Be Done about the Auto Industry? Monthly Review, VA - The financial crisis led the government to nationalize several mortgage banks and insurance companies. The complicated crisis of the US auto companies has ... Prospects for a class-wide movement  Comment by Gary Chaison Prof. of Industrial Relations, Clark University |
Parent of Adesa auction dinged by lending arm - Indianapolis Business Journal
 Indianapolis Business Journal | Parent of Adesa auction dinged by lending arm Indianapolis Business Journal, IN - KAR also owns Westchester, Ill.-based Insurance Auto Auctions, which sells salvaged vehicles. AFC lost $147 million for the quarter on revenue that fell 35 ... |